INFORMATION
STATEMENT THINGS YOU SHOULD KNOW ABOUT YOUR CONSUMER LEASE
This
statement tells you about some of the rights and obligations of
yourself and your lessor. It does not state the terms and conditions
of your lease.
THE LEASE
1.
How can I get details of my lease?
Your lessor must give you a copy of your consumer
lease with this statement. Both documents must be given to you within
14 days after the lessor enters into the consumer lease, unless
you already have a copy of the consumer lease.
If you want another copy of your lease write to your lessor and
ask for one. Your lessor may charge you a fee. Your lessor has to
give you a copy -
· Within 14 days of your written request if
the contract came into existence 1 year or less before your request;
or
· Otherwise within 30 days.
2.
What should my lease tell me?
You should read your lease carefully.
Your lease should tell you about your obligations, and include information
on matters such as:
· details of the goods which have been hired;
and
· any amount you have to pay before the
goods are delivered; and
· stamp duty and other government charges
you have to pay; and
· charges you have to pay which are not
included in the rental payments; and
· the amount of each rental payment; and
· the date on which the first rental payment
is due and either the dates of the other rental payments or the
interval between
them; and
· the number of rental payments; and
· the total amount of rent; and
· when you can end your lease; and
· what your obligations are (if any) when
your lease ends.
This information only has to be included in your lease if it is
possible to give it at the relevant times.
If you lease does not tell you all these details, contact the Government
Consumer Agency, or get legal advice as you may
have rights against your lessor.
3.
Can I end my lease early?
Yes. Simply return the goods to your lessor.
The goods may be returned in ordinary business hours or at any other
time you and the lessor agree on or the court decides.
4. What will I have to pay if I end
my lease early?
The amount the lease says you have to pay.
If you have made rental payments in advance then it is possible
that your lessor might owe you money if you return the goods
early.
5. Can my lease be changed by my lessor?
Yes, but only if your lease says so.
6. Is there anything I can do if I think that
my lease is unjust?
Yes. You can apply to the court, contact the
Government Consumer Agency or get legal advice on how to go about
this.
THE GOODS
6. If my lessor writes asking me where the
goods are, do I have to say where they are?
Yes. You have 7 days after receiving your
lessor's request to tell your lessor. If you do not have the goods
you must give your lessor all the information you have so
they can be traced.
7. When can my lessor or its agent
come into a residence to take possession of the goods?
Your lessor can only do so if it has the court's
approval or the written consent of the occupier which is given after
the occupier is informed in writing of the relevant section
in the Consumer Credit Code.
GENERAL
8. What do I do if I cannot make a rental
payment?
Get in touch with your lessor immediately.
Discuss the matter and see if you can come to some arrangement.
For example, you could ask your lessor-
· To extend the term of the lease and either reduce
the amount of each rental payment accordingly or defer rental payments
for a specified period; or
· To simply defer rental payments for a specified
period.
9. What if my lessor and I cannot agree
on a suitable arrangement?
Amazing Rentals is a member of The Credit Ombudsman Service Limited
, an external dispute resolution service approved by the Australian
Securities and Investments Commission you can contact them on 1800 138 422 for more information visit www.creditombudsman.com.au
If you are not satisfied with the above service you can apply to the
court. Contact the Government Consumer Agency or get legal advice on how
to go about this.
If you have been unemployed, sick or there is a another good reason why
you are having problems with your lease, then your lease may be changed
to meet your situation.
There are other people, such as financial counselors, who may be able to help.
10. Can my lessor take action against
me?
Yes, if you are in default under your lease.
But the law says that you cannot be unduly harassed or threatened
for rental payments. If you think you are being unduly harassed
or threatened, contact the Government Consumer Agency or the Australian
Competition and Consumer Commission, or get legal advice.
11. Do I have other rights and obligations?
Yes. The law will give you other rights and
obligations. You should also READ YOUR LEASE carefully.
IF YOU HAVE ANY DOUBTS, OR WANT MORE INFORMATION, CONTACT THE GOVERNMENT
CONSUMER AGENCY OR GET LEGAL ADVICE. PLEASE KEEP THIS INFORMATION
STATEMENT. YOU MAY WANT SOME INFORMATION FROM IT AT A LATER DATE. |
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